Terms of Service, Privacy Policy & Community Rules

SmartFM.Pro is a community platform for professionals to share knowledge, documents, and expertise. As a member of our community, you agree to abide by these rules and policies.

SmartFM.Pro provides a platform for professionals to share knowledge and documents. By using our services, you agree to:

- Use the platform for legitimate professional purposes

- Provide accurate information when creating your account

- Maintain the confidentiality of your login credentials

- Accept responsibility for all activities occurring under your account

- Users retain ownership of the content they share on SmartFM.Pro

- By posting content, you grant SmartFM.Pro a non-exclusive, worldwide license to use, store, and display your content

- Users are solely responsible for ensuring they have the right to share any materials uploaded to the platform

- SmartFM.Pro takes copyright violations seriously and will respond to legitimate complaints

Users may not use SmartFM.Pro to:

- Violate intellectual property rights

- Share malicious software or content

- Engage in illegal activities

- Harass or discriminate against other users

- Impersonate individuals or organizations

- All digital purchases on SmartFM.Pro are non-refundable once completed

- Premium services will be clearly marked with associated costs

- SmartFM.Pro reserves the right to modify subscription terms with notice to users

SmartFM.Pro collects:

- Account information (name, email, professional details)

- Usage data and analytics

- Content you choose to share

- Communications with support staff

We use your information to:

- Provide and improve our services

- Personalize your experience

- Communicate important updates

- Ensure platform security

SmartFM.Pro does not sell user data to third parties. We may share information:

- With service providers that help us operate the platform

- To comply with legal obligations

- With your consent

- In an anonymized or aggregated format for analytics

We implement reasonable security measures to protect your information, but no system is 100% secure. Users are responsible for maintaining the security of their account credentials.

To ensure a respectful and productive community, all members must adhere to these guidelines:

SmartFM.Pro is home to professionals from diverse backgrounds, religions, and beliefs. To maintain a functional community, we've established these rules. Please take five minutes to read them—it will save time and help make our platform more valuable for everyone.

Treat all visitors with respect. Insults toward other participants are never acceptable. If you have a complaint, contact administrators or moderators through private messages. We consider insulting other visitors one of the most serious violations, which is severely punished by the administration. **Racism, religious and political speech are strictly forbidden.** Thank you for your understanding and desire to make our platform more polite and friendly.

- Messages not related to the content of the article or to the context of the discussion

- Insults and threats to other visitors

- Expressions containing profanity, degrading language, or content inciting ethnic strife

- Spam and advertising of products, services, other resources, media, or events not related to the discussion

Let us respect each other and the platform where professionals come to share knowledge and express thoughts. The Administration reserves the right to remove comments or comment parts that do not meet these requirements.

- If you violate these rules, you may receive a warning

- Some violations may result in immediate account suspension without warning

- For questions about ban removal, contact the Administrator

- Insulting administrators and moderators is also grounds for suspension—respect others' work

SmartFM takes copyright concerns seriously. If you believe your copyrighted material has been improperly shared:

- Send details to [email protected] including:

- Specific information about the copyrighted material

- Proof of copyright ownership

- Documentation showing you're the legal representative authorized to act

We will promptly investigate legitimate complaints and take appropriate action.